Health insurance helps pay for mental health care needs including checkups, visits to specialists, emergency care and hospital stays. However, the amount that’s covered and under what circumstances varies from one insurance provider to another and from plan to plan. To help you understand your plan and your eligible benefits, we’ve developed the Worksheet for Understanding Your Insurance Coverage. We encourage you to complete it and give it to your counselor so that we may help you get the insurance coverage you’re entitled to.
SamaraCare counselors are affiliated with many insurance providers including: Aetna, Blue Cross Blue Shield, Cigna, Coventry, Medicare, Magellan, Tricare, United Healthcare and Value Options. However, different counselors are affiliated with different provider networks. Please ask us or your insurance provider if the counselor you’re interested in seeing is in their network. When you see a counselor who is in-network, the service fee is discounted. If the counselor is out-of-network, the service fee is not discounted.
If you find that your insurance plan does not provide sufficient coverage, please tell us. Having you get the care you need is what’s most important. We’ll work with you and try to develop a financial plan that meets your needs.